Legal

Privacy Policy

Spotlight Advisors LLC  ยท  Effective Date: March 15, 2026  ยท  Last Updated: March 15, 2026

Business Name: Spotlight Advisors LLC

Website: creditwithmatty.com

Type of Business: Consulting Services โ€” credit advisory, business funding consulting, and financial education

Contact: [email protected]  |  530-586-1149

Table of Contents

  1. Information We Collect
  2. How We Use Your Information
  3. SMS / Text Message Policy (A2P)
  4. Sharing of Information
  5. Data Retention
  6. Cookies & Tracking
  7. Your Rights & Choices
  8. Security
  9. Children's Privacy
  10. Changes to This Policy
  11. Contact Us

Spotlight Advisors LLC is a consulting company that provides credit advisory, business funding consulting, and financial education services. This Privacy Policy explains how we collect, use, and protect your personal information when you visit creditwithmatty.com, engage our consulting services, or communicate with us โ€” including via SMS/text message.

1 Information We Collect

In the course of providing consulting services, Spotlight Advisors LLC collects information you provide directly to us, as well as information generated automatically when you interact with our website.

Category Examples How Collected
Identity & ContactName, email address, phone number, mailing addressForms, surveys, opt-ins
Consulting Intake InfoGoals, questions, and background details shared during consulting sessionsIntake forms, phone/video calls
Usage DataPages visited, time on site, IP address, device typeCookies, analytics tools
CommunicationsEmails, SMS/text messages, chat messagesDirect communication channels
TransactionalPayment information, service history, appointment recordsBooking and payment systems

2 How We Use Your Information

Spotlight Advisors LLC uses the information we collect to operate and deliver our consulting services, including:

  • Providing credit advisory, business funding consulting, and financial education services
  • Scheduling and conducting consulting sessions and follow-ups
  • Communicating with you about your consulting engagement and service updates
  • Sending SMS/text messages you have opted in to receive (see Section 3)
  • Processing payments and managing billing for consulting services
  • Complying with legal obligations and resolving disputes
  • Preventing fraud and protecting the security of our platform

3 SMS / Text Message Policy (A2P)

๐Ÿ“ฑ A2P Consent Disclosure

By providing your mobile phone number and checking the SMS consent box on any of our forms, you expressly consent to receive recurring automated marketing and informational text messages from Spotlight Advisors LLC โ€” a consulting services company โ€” at the number you provide.

Message frequency varies. Message and data rates may apply.

You are not required to consent to receive SMS messages as a condition of purchasing any consulting service from Spotlight Advisors LLC.

Types of SMS messages Spotlight Advisors LLC may send:

  • Consulting appointment reminders and confirmations
  • Service updates and account notifications
  • Promotional offers and educational content related to our consulting services
  • Follow-ups related to your consulting inquiry or engagement
โ›” How to Opt Out

Reply STOP to any message at any time to unsubscribe. You will receive one final confirmation and will be removed from all SMS lists.

Reply HELP or contact [email protected] or call 530-586-1149 for help.

๐Ÿ”’ SMS Data Sharing

Spotlight Advisors LLC does not sell, rent, share, or disclose your mobile phone number or SMS opt-in data to third parties for their own marketing purposes. Your consent to receive SMS is not transferable.

Supported carriers are not liable for delayed or undelivered messages.

4 Sharing of Information

Spotlight Advisors LLC does not sell your personal information. We may share your information only in the following limited circumstances:

  • Service Providers: Trusted third-party vendors who support our consulting operations, under confidentiality obligations.
  • Legal Compliance: When required by law, court order, or governmental authority.
  • Business Transfers: In connection with a merger, acquisition, or sale of our assets.
  • With Your Consent: When you explicitly authorize us to share your information.

Spotlight Advisors LLC does not share your personal information โ€” including mobile phone numbers โ€” with any third party for their own marketing or advertising purposes.

5 Data Retention

Spotlight Advisors LLC retains your personal information for as long as necessary to fulfill the purposes in this Privacy Policy, maintain consulting records, comply with legal obligations, and enforce our agreements.

SMS opt-out records are retained indefinitely to ensure we honor your preferences.

6 Cookies & Tracking Technologies

Our website uses cookies and similar tracking technologies to analyze traffic and improve your experience:

  • Essential Cookies: Required for the website to function properly.
  • Analytics Cookies: Used to understand how visitors interact with our site.
  • Marketing Cookies: Used to deliver relevant advertisements and track campaign performance.

By continuing to use our site, you consent to our use of cookies as described here.

7 Your Rights & Choices

Depending on your location, you may have the following rights regarding your personal information held by Spotlight Advisors LLC:

  • Access: Request a copy of the personal information we hold about you.
  • Correction: Request that we correct inaccurate or incomplete information.
  • Deletion: Request that we delete your personal information, subject to certain exceptions.
  • Opt-Out of Marketing: Unsubscribe from email marketing via the unsubscribe link, or from SMS by texting STOP.
  • Do Not Sell: Spotlight Advisors LLC does not sell personal information.

To exercise any of these rights, contact us using the information in Section 11. We will respond within 30 days.

8 Security

Spotlight Advisors LLC implements commercially reasonable security measures to protect your personal information, including encrypted data transmission (SSL/TLS), access controls, and regular security reviews.

No method of transmission over the internet is 100% secure. We will notify you of any breach as required by applicable law.

9 Children's Privacy

Spotlight Advisors LLC's consulting services are intended for adults only. We do not knowingly collect personal information from individuals under the age of 18. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10 Changes to This Policy

Spotlight Advisors LLC reserves the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date above. Your continued use of our consulting services after any changes constitutes your acceptance of the updated policy.

11 Contact Us

If you have any questions about this Privacy Policy or how Spotlight Advisors LLC handles your information, please contact us:

Spotlight Advisors LLC

๐Ÿ“‹ Consulting Services โ€” Credit Advisory & Business Funding

๐Ÿ“ง [email protected]

๐Ÿ“ž 530-586-1149

๐ŸŒ creditwithmatty.com

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