Matt | Spotlight Advisors LLC
We help business owners access $50,000 to $150,000+ in capital at 0% interest — without collateral, without high rates, and without the runaround. We build your business credit profile from the ground up and get you funded.
"I didn't think I could access real business capital without a perfect credit score or a bank loan. Matt walked me through the whole process and I ended up getting approved for over $80,000 at 0% interest. Game changer for my business."
We build your business credit profile from scratch and guide you to $50,000–$150,000+ in 0% interest capital. No collateral. No runaround. Just results.
We also help clients remove negative items and build positive tradelines on their personal credit — so nothing stands between you and your funding approvals.
With years of hands-on experience in business credit and funding strategy, Matt has helped hundreds of business owners access capital they didn't know was available to them — at 0% interest, without collateral, and without a perfect personal credit score.
Before any lender approves you, your business needs to look legitimate. We set up your LLC, EIN, business address, phone, bank account, and DUNS number — every piece lenders check before saying yes.
Learn More →We build your business credit profile using vendor tradelines that report to Dun & Bradstreet, Experian Business, and Equifax Business — establishing the payment history that unlocks high-limit 0% approvals.
Learn More →Once your business profile is built, we guide you through applying for the right business credit cards at the right time — locking in 0% introductory APR periods so you can access $50K–$150K+ with zero interest for 6 to 18 months.
Partner With Us →Find out in minutes if you qualify for 0% business funding. No obligation, no pressure — just straight answers about what's possible for your business.
See If You QualifyDon't take our word for it — here's what our clients say.
"I had no idea 0% business credit even existed. Matt built my business profile from scratch and within 90 days I had access to $65,000 in funding at zero percent. I used it to stock inventory and scale my e-commerce store."
"The tradeline strategy Matt laid out was exactly what I needed. My business Paydex score went from nothing to 80 in under 60 days and I was approved for $95,000 across multiple 0% business cards. I reinvested every dollar."
"I've been trying to get business funding for two years and kept getting turned down. Matt showed me I was missing the foundation — wrong entity setup, no business credit file, nothing. He fixed it all and I got funded at 0% within three months."
Everything you need to know about accessing 0% business capital.
Join hundreds of business owners who have accessed $50K–$150K+ in 0% interest capital through CreditWithMatty.
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