Built From the Ground Up
CreditWithMatty started because too many people were being left behind by a system that wasn't designed to help them. Banks, bureaus, and lenders don't explain the game — they just play it. We exist to level the field.
Founder Matt built Spotlight Advisors LLC after years of learning how the credit system actually works — studying the FCRA, understanding how bureaus process disputes, and figuring out how to access real business capital without paying a fortune in interest. He took that knowledge and started sharing it.
Today we serve hundreds of clients across the greater Cleveland area and nationwide — helping individuals clean up their credit, build fundable business profiles, and access 0% interest business funding they didn't know existed.
With years of hands-on experience navigating the credit bureaus, consumer protection law, and business funding channels, Matt has helped hundreds of clients rebuild their financial foundation — and get access to the capital they deserve. He's not a guru selling a dream. He's out here actually doing this and sharing everything he learns.
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